Illegal Debt Collection Practices

Abusive collection practices contribute to bankruptcies, marital instability, job loss, and invasion of privacy.  These effects end up affecting commerce. The laws are intended to remedy that situation.  They protect consumers from abuse by requiring that non-abusive debt collection practices are used.  They apply to the collection of personal, family, and household debt. What lawsContinue reading “Illegal Debt Collection Practices”

Unauthorized Recordings – Eavesdropping

Perhaps you have wanted to record a phone conversation or video tape someone in your house, and wondered whether this is permitted by law. Alternatively, perhaps you have been the subject of unauthorized recordings, and want to know your rights. THE LAW: The federal law is codified at 18 USC 2510, et seq.  The federal lawContinue reading “Unauthorized Recordings – Eavesdropping”

Getting Sued for a Debt that is “Charged Off”

“CHARGED OFF” DOES NOT MEAN THE DEBT IS NO LONGER VALID If you have a delinquent debt, after some time it will show up on your credit report as “charged off”.  A frequent inquiry is “what does this mean” and can I still be sued for it? “Charged off” does not mean the debt hasContinue reading “Getting Sued for a Debt that is “Charged Off””

Guardian / Conservator – Will you need one?

Guardianship / conservatorship lies in the realm of probate law, an area of law that each one of us who intends to grow old needs to look at because we could be in a situation where a guardian and conservator is appointed and we are placed in a nursing home with no hope of discharge.Continue reading “Guardian / Conservator – Will you need one?”

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